Fire Planner

FIRE Planner Skill

A Claude Code skill that provides a structured knowledge base for **Financial Independence, Retire Early (FIRE)** planning. It equips Claude with formulas, frameworks, stress-testing methodologies, and reference scripts so it can give citation-backed answers to FIRE-related questions.

What It Does

When a user asks a FIRE-related question, Claude automatically:

1. Identifies the relevant knowledge files from the index
2. Reads the actual content (no hallucinated formulas)
3. Synthesizes an actionable answer with citations

Coverage

• Core FIRE math: FIRE Number, Safe Withdrawal Rate, Coast Number
• FIRE variants: Lean, Regular, Fat, Barista, Coast -- with a decision framework
• Risk analysis: Bear market stress tests, inflation sensitivity, Monte Carlo simulations
• Planning tools: Years-to-FIRE projections, scenario analysis, cashflow impact modeling
• International: Asia-specific considerations, multi-currency net worth, currency risk
• Tracking: Progress monitoring SOPs, reporting dashboards

Installation

Copy the `fire-planner/` directory into your Claude Code skills folder:

.claude/skills/fire-planner/

Claude will automatically detect and use this skill when FIRE-related questions arise.

Directory Structure

fire-planner/
├── SKILL.md                          # Skill definition and instructions
├── RESOURCES_INDEX.md                # Complete file index with tags
├── plugin.json                       # Skill metadata
├── LICENSE                           # MIT License
├── README.md                         # This file
│
├── core-concepts/                    # Foundational FIRE theory
│   ├── fire-number-calculation.md
│   ├── fire-variants-guide.md
│   ├── safe-withdrawal-rate.md
│   ├── trinity-study-reference.md
│   └── fire-lifecycle-stages.md
│
├── planning/                         # Projection and scenario models
│   ├── years-to-fire-projection.md
│   ├── scenario-analysis-framew