Canadian Finance Planner Skill

Canadian Personal Finance Manager

Your AI Financial Coach — Built for Canadians

**Current version:** 3.0 | [View changelog](https://github.com/cjpatten/canadian-finance-planner-skill/releases)

A custom skill for [Claude](https://claude.ai) that turns it into your personal AI financial coach — built specifically for Canadians.

Claude conducts a thorough financial interview, builds a complete budget and action plan, generates an interactive dashboard with charts, and provides ongoing coaching. All tailored to Canadian tax rules, government benefits, and registered accounts.

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What You Get

You don't need to use all of the below features — most people start with a simple budget and go from there. Claude meets you where you are, whether that's "I just need help tracking my spending" or "I'm incorporating my business and need to optimize salary vs dividends." The list below shows everything the skill *can* do, not what you *have* to do. Think of it as having your own AI financial coach on call who happens to know every corner of Canadian finance.

• Personalized financial profile saved to your computer
• Detailed monthly budget with spending insights and optimization suggestions
• Phased action plan (Stabilize → Build → Accelerate) with timelines
• Interactive HTML dashboard with charts for net worth, debt payoff, retirement projections, RESP tracking, CPP comparison, investment growth comparison, and more
• Investment education — popular Canadian ETFs, GICs, and HISAs with risk-matched suggestions, Morningstar ratings, and growth projections
• Life event action plans — structured guidance for 10 major life changes (new baby, marriage, divorce, job loss, parental leave, death of spouse, aging parents, inheritance, moving provinces, buying a home) with Canadian programs, tax implications, and checklists
• Estate planning — wills (types, costs, intestacy rules by province), Powers of Attorney (property + personal care), executor